The Process

Step 1: Choose an agent to assist you in the home-buying process.
Tip: Make sure it is someone you like and trust. (Hopefully it’s Deb Howard & Co.)

Step 2: Specify your wants, needs and budget.
Tip: It helps to focus your search on a few neighborhoods or style of property.

Step 3: Meet with a mortgage loan officer and get pre-approved for a loan.
Tip: Ask your Realtor to recommend a loan officer who has performed well for his or her previous clients.

Step 4: View properties that meet your criteria.
Tip: You’ll probably want to see enough homes to feel comfortable in your marketplace.

Step 5: You found it!
Tip: If you know it’s right, be prepared to act fast.

Step 6: Make an offer to purchase.
Tip: Trust your agent to prepare and present your offer to the seller in the best possible light.

Step 7: Negotiate terms.
Tip: Counter-offers are common. Be prepared to be a little flexible on price, closing date, appliances or repairs.

Step 8: Arrange for a professional home inspection.
Tip: This is your best chance to carefully evaluate the property’s systems and structure. An experienced, outside professional is worth every penny.

Step 9: Shortly before closing do walk-through of the home.
Tip: Make sure that everything you thought was included in the purchase agreement remains on the property.

Step 10: Close on the property.
Tip: Your closer, agent and loan officer will walk you through the process.

Step 11: Move in!
Tip: Use a checklist to plan your move so you don’t forget anything.

P.S. Deb Howard & Co. Buyer’s Specialists will handle All of the details, every step of the way, so you don’t have to!