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Step 1: Choose
an agent to assist you in the home-buying process.
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Tip:
Make
sure it is someone you like and trust. (Hopefully it's Deb
Howard & Co.) |
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Step
2:
Specify your wants, needs and budget. |
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Tip:
It helps to focus your search on a few neighborhoods or style of property. |
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Step
3:
Meet with a mortgage loan officer and get pre-approved for
a loan. |
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Tip: Ask your Realtor to recommend a loan officer who has performed
well for his or her previous clients. |
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Step
4:
View properties that meet your criteria. |
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Tip:
You'll probably want to see enough homes to feel comfortable in your marketplace. |
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Step
5: You found it! |
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Tip: If
you know it's right, be prepared to act fast. |
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Step
6: Make an offer to purchase. |
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Tip: Trust
your agent to prepare and present your offer to the seller
in the best possible light. |
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Step
7:
Negotiate terms. |
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Tip:
Counter-offers are common. Be prepared to be a little flexible on price,
closing date, appliances or repairs. |
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Step
8:
Arrange for a professional home inspection. |
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Tip:
This is your best chance to carefully evaluate the property's systems
and structure. An experienced, outside professional is worth every penny. |
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Step
9: Shortly before closing do walk-through of the home. |
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Tip: Make
sure that everything you thought was included in the purchase
agreement remains on the property. |
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Step
10: Close on the property. |
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Tip:
Your closer, agent and loan officer will walk you through the process. |
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Step
11:
Move in! |
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Tip:
Use a checklist to plan your move so you don't forget anything. |
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| P.S.
Deb Howard & Co. Buyer's Specialists
will handle All of the details, every step of the way, so
you don't have to! |
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